Individual Products

Individual Products

As Idaho's leading health insurer, we provide your clients access to quality healthcare and financial peace of mind.

You can help your client choose from a selection of qualified health plans (QHPs) that meet healthcare reform requirements. Clients may purchase directly from Blue Cross of Idaho or through Your Health Idaho, the online insurance exchange. However, if your client qualifies for financial assistance, he or she must purchase coverage through Your Health Idaho. The federal government bases assistance on income and family size.

QHPs include first-dollar coverage for services that have been designated essential health benefits, including pediatric vision and dental coverage for dependents younger than 19.

Our Short Term PPOsm plans offer a limited benefit program for temporary coverage. Short Term PPOsm plans are not considered Minimum Essential Coverage under the Affordable Care Act, do not provide extensive coverage, and do not cover any preexisting conditions.

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